Terms of Service

Welcome to OxygenX! We're delighted to have you with us
These Terms of Service guide your experience on the Oxygen X platform
By creating an account and using our services, you agree to these terms
Your continued use of Oxygen X signifies your acceptance of these terms and conditions.
Oxygen X Finance Company Limited is regulated by the Central Bank of Nigeria (CBN).
Thank you for choosing Oxygen X. We look forward to a rewarding financial journey with you.

Age Requirement
You must be at least 18 years old to use this platform, ensuring that our services are utilized by individuals legally capable of entering contracts
Representing a Business Entity
If you are using Oxygen X on behalfof a business or other entity, you confirm that you have the authority to legally bind that entity to this Agreement.

We may periodically update these terms and conditions
By continuing to use Oxygen X after any modifications, you agree to and accept these changes.
Please regularlyvisit our platformto stay informed about the latest updates
If you have any questions, please contact us.

Account Registration
Provide accurate and comprehensive information during the account registration process.
Safeguard your accountcredentials to enhance security.
Account Termination
We reserve the right to terminate, suspend, or restrict your account access for violations of the terms, infringement on our intellectual property, or compromising the security, integrity, or quality of our platform and prompt notice of the termination or suspension will be given to you.
Account Responsibility
You are responsible for all activities conducted under your account
If you need assistance managing your account, our support team is here to help

Permitted Activities
You can accessour financial servicesif you comply with our guidelines and terms.
Prohibited Activities
Engaging in fraudulent, illegal,or harmful activities on our platformis strictly prohibited.
Fee Disclosure
We will fully disclose all relevant charges related to your platform usage.
It is your responsibility to review and acknowledge these fees before proceeding.
If you have any questions, our support team is available to assist you.

Oxygen X, including all associated intellectual property, is the exclusive property of our company.
You are granted the privilege to use our intellectual propertyonly in ways explicitly permitted by these terms.
If you have any questions, please contact us.

We are dedicated to safeguarding your personal and financial information.
Our comprehensive Privacy Policy outlines our practices concerning data collection, usage, and protection.
Please review our Privacy Policy for details.

Your Oxygen X accountmay be suspended for breaching this Agreement, violating our policies, engaging in suspicious activity, or misusing our services.
Any pending financial obligations or fees owed to us will remain your responsibility.
If you have any questions regardingaccount termination, please contact our support team.

We recommend trying to reach an amicable resolution through negotiation or mediation before considering legal action.
If disputes persist, they will be subject to the exclusive jurisdiction of the specified court
If you have inquiries regarding dispute resolution, contactour support team

To the maximum extentpermitted by applicable law, we disclaimall warranties and liability for any losses, damages, or expenses arising from your use of Oxygen X.

By using Oxygen X, you consentto indemnify and safeguard us against any losses, claims, liabilities, costs, and expenses arising from your utilization of our platform or any breaches of this Agreement.

We reserve the right to update or modify these terms and conditions.
We will notify you of changes through a visible notice on our platform.
Your continued use of Oxygen X after modifications signifies your acceptance of the updated terms.

For any questions or concerns about this Agreement or your account, please reach out to us at hello@oxygenx.africa